Financial Calculator Guides

Clear, practical guides to help you understand the calculations behind investing, withdrawals and personal finance.

Latest guides

Compare major Indian broker pricing and learn why total trading costs include more than headline brokerage.

Learn what SWP means, how systematic withdrawals work, and how to estimate withdrawals from an investment corpus.

Understand the difference between investing through SIP and withdrawing through SWP, with practical examples.

See why a fixed monthly withdrawal can lose purchasing power and how an annual increase can be modelled.

Understand the main factors that determine whether a withdrawal plan can continue and how to test different assumptions.

A practical illustration of how corpus, withdrawal, return, duration and withdrawal increases interact.

Explore SWP examples for a ₹10 lakh corpus and see how withdrawal, return, inflation and time horizon change the projection.

Learn what an SWP actually provides, why it is not risk-free, and which assumptions to test before starting regular withdrawals.

Learn why an SWP can involve mutual fund redemptions and how Indian capital-gains rules can apply to gains in redeemed units.

Compare SWP and fixed deposits by withdrawal mechanics, return assumptions, market risk, taxes and flexibility.

A practical guide to starting an SWP, checking minimums, choosing a withdrawal amount and stopping or changing the instruction.

Learn the factors to compare when evaluating a mutual fund for SWP, including risk, liquidity, costs, portfolio and withdrawal needs.