Tools for calmer money decisions.
SWP Calculator is a small, focused set of free financial planning tools. Our goal is to make assumptions easier to understand — not to sell products or nudge you toward one.
Our approach
We keep the interface quiet: inputs are visible, defaults start at zero, and results are shown alongside the assumptions behind them. Charts are projections, not promises. We think a good calculator should invite you to test more than one scenario.
Who uses SWP Calculator
Retail investors modelling retirement withdrawals, salaried professionals estimating their in-hand pay under the new tax regime, borrowers comparing home and car loan EMIs, business owners sizing GST or TDS on invoices, and anyone comparing FD, RD, PPF or SIP scenarios in INR or USD.
How we build
Every calculator runs entirely in your browser. We do not store the values you enter and we do not require an account. The site is built with React and open-source libraries, so it stays lean and fast.
Editorial standards
- Formulas are documented and reviewed against widely accepted definitions.
- Tax slabs and government scheme interest rates are updated as they change.
- Every result is accompanied by a plain-language disclaimer.
- We do not present the output of any calculator as personalised financial advice.
Contact
For corrections, suggestions or partnerships, please write to [email protected]. We aim to reply within a few business days.